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    • Insurance 101
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  • Home
  • About Us
  • Services
    • Auto Insurance
    • Home Insurance
    • Commercial Risk Management
    • Individual Health Insurance
    • Medicare
    • Life Insurance
    • Annuties
  • Meet the team
    • Get to know us!
    • Fun times at the office!
  • Locations/Contact Us
  • Resources
    • Insurance 101
    • Medicare
    • Personal Lines

Medicare

Medicare is a federal health insurance program in the United States, designed primarily for individuals aged 65 and older, as well as certain younger people with disabilities or specific medical conditions. It helps cover a wide range of healthcare services, including hospital care, medical services, and prescription drugs, significantly reducing out-of-pocket medical expenses.
Medicare is divided into different parts:
  1. Part A (Hospital Insurance): Covers inpatient hospital stays, skilled nursing facility care, hospice care, and some home health services.
  2. Part B (Medical Insurance): Covers outpatient care, doctor visits, preventive services, and other medical treatments.
  3. Part C (Medicare Advantage): A private insurance alternative to Original Medicare (Parts A and B) that often includes additional benefits like vision, dental, and prescription drug coverage.
  4. Part D (Prescription Drug Coverage): Provides coverage for prescription medications, either through standalone plans or as part of a Medicare Advantage plan.
Understanding the complexities of Medicare can be overwhelming, but we’re here to guide you through the process every step of the way. From explaining your eligibility and helping you choose the right Medicare plan to providing personalized assistance with enrollment, we ensure that you make informed decisions tailored to your healthcare needs. Whether you’re new to Medicare or looking to review your current plan, we simplify the process and support you in navigating all the options, ensuring you get the coverage you need with confidence.
Contact a local agent!

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